Special Perils Car Insurance Malaysia Offer What Protection?

Special perils car insurance Malaysia always offers you the protection you need. Even from their side, they will add coverage which might make it even more attractive. But before starting, you must know what special perils will be given.

The local independent agent will offer the available types when structuring your insurance policy. Significant role and extent of coverage provided for your insurance. And coverage types are different from one another, starting from Basic, Broad, and Special.

Apart from that, it is also vital to consider the risks and associated prices before finally finalizing your policy. We mean the Special Perils available to protect your car property.

Special Perils coverage is different from the ordinary Basic and Broad coverage. This offers protection for perils identified explicitly in the policy. This approach also provides a list of public events with specific incidents not covered there.

Also Read : AIG Car Insurance

What does Special Perils Car Insurance Malaysia Offer to Clients?

You may already know the explanation about what is special perils insurance and the add-on that covers your car against loss or damage caused by natural disasters or perils. After knowing special perils, other things need to be known.

What you need to know is what this insurance will cover. With all the things that can happen in the current conditions, and there are natural hazards, this will be very important. Mainly because the insurance offers to add on coverage to clients like:

1. Floods
2. Typhoon
3. Hurricanes
4. Storm
5. Earthquakes
6. Landslides
7. Sinking soil
8. Unexpected occurrences
9. Eruptions
10. Convulsions of nature
11. Fire
12. Lightning
13. Windstorm or Hail
14. Explosion
15. Smoke
16. Vandalism
17. Aircraft or Vehicle Collision
18. Riot or Civil Commotion
19. Sinkhole Collapse
20. Volcanic Activity

Also Read : NTUC Car Insurance

Do You Need Special Perils Coverage and How to add On Special Perils?

So, from the explanation about special perils car insurance Malaysia, have you decided whether to take or reject this offer? We feel that if you look at conditions that can occur unexpectedly, protection like this will be very useful.

Moreover, the special perils add-on also doesn’t cost much. It will set you back 0.5% of your vehicle’s total value by only paying as low as 0.2% for the fee. And if we talk extensively about this, then the answer is critical.

As they say, the current disasters are not all-natural because some are also caused by climate change. Since then, natural disasters have become increasingly dangerous, and this is very likely to occur at an unforeseen time.

You will end up paying too much money for damage to your car without special perils coverage. So, can you imagine for yourself why you would need this protection?

Insurance is a very important thing at this time. Nobody wants to pay heartbreaking amounts of money to fix a car in the first place. Special perils car insurance Malaysia is also ready to compensate damages with you spending just a little. (SA)